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Understanding Roof Warranties: What’s Covered and What’s Not

Count on us for durable and reliable roofing, siding, and gutter services across St. Charles County.

When you replace a roof, you don’t only buy shingles. You also gain a safety net: a roofing warranty. Yet many homeowners don’t read the fine print. They file a claim and learn the work or shingle issue sits outside the terms! No one wants that surprise.

In this post, we’ll discuss the types of warranties, who issues them, and how long they last. We’ll also list the five big areas that most policies cover and five gaps that can leave you on the hook. Stick with us and feel confident when you sign your next roofing warranty.

The Basics You Need Before You Sign

A warranty is a written promise that a roof will meet certain standards. You usually get one from two places: the shingle maker and your contractor. The maker backs the materials, while the contractor backs the labor. Most standard warranties last 20–30 years, but premium plans can stretch to 50 years or even “lifetime.”

You secure coverage when the installer registers the job with the manufacturer. Be sure to ask for that paperwork. In St. Charles County, many homes lose coverage because no one files the form. Also, confirm that your roof contractor follows the manufacturer’s rules, like proper ventilation and nail counts. Break the rules, and the maker can void the deal.

What’s In and What’s Out: Five Key Points

Below are the main areas where a roof warranty protects you—and where it doesn’t:

1. Shingle Defects

Covered: Cracks, blistering, or premature loss of granules caused by factory flaws.

Not Covered: Damage from hail, fallen limbs, or foot traffic.

2. Workmanship

Covered: Leaks due to flashing errors, bad nailing, or poor sealing—if your contractor did the labor correctly.

Not Covered: DIY patches or work by another company.

3. Wind Uplift

Covered: Shingles that blow off under wind speeds listed in the policy, often 90–130 mph.

Not Covered: Storm gusts exceeding the stated rating or sections lifted because of earlier neglect.

4. System Components

Covered: Factory-made vents, hip and ridge caps, and underlayment when you buy the full system from one brand.

Not Covered: Mix-and-match parts or add-ons from big-box stores.

5. Transferability

Covered: Many plans let you transfer coverage once within a set window, usually five years.

Not Covered: Second or later transfers, or transfers filed after the window closes.

Lasting Protection, Local Care with Legions Exterior Pros

Our team at Legions Exterior Pros has served neighbors since 2012 with dependable roofing services backed by industry-leading credentials. As a CertainTeed ShingleMaster™ contractor, we can provide SureStart™ PLUS 3-STAR and 4-STAR warranty extensions—coverage that goes beyond standard protection and adds peace of mind for decades. That means your investment isn’t just in the shingles but in long-term security for your home.

We combine certified expertise, high-quality materials, and a client-first approach so you feel protected from day one. Explore how we can help or contact us to get started today.

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